Theme / Inference Detection — quick quiz

Read the following passage and answer the question that follows. Digital payments have transformed the Indian economy, especially in rural areas where banking infrastructure was previously limited. Mobile wallets and UPI-based transactions have enabled farmers to receive payments directly, reducing dependence on middlemen and ensuring transparency. However, challenges such as internet connectivity, digital literacy, and cybersecurity threats continue to hinder the full potential of this revolution. For inclusive growth, these obstacles must be addressed through targeted government initiatives and private sector collaboration. Which of the following can be inferred from the passage?