Reading Comprehension — quick quiz

Read the passage carefully and answer the question that follows. The digital revolution has fundamentally transformed the banking sector, enabling institutions to offer unprecedented convenience to customers. Mobile applications now allow users to perform complex financial transactions from their homes, reducing the need for physical branch visits. However, this shift has also introduced new vulnerabilities. Cybersecurity threats have multiplied, with sophisticated hackers targeting customer data and financial records. Banks must invest heavily in robust security infrastructure while maintaining user-friendly interfaces. The challenge lies in balancing accessibility with protection—a task that requires continuous innovation and vigilance. Which of the following best describes the central theme of the passage?