Decision Making — quick quiz

The Police Department offers housing loan to constables based on these conditions: (i) Must have completed minimum 3 years of service. (ii) Age should not exceed 50 years. (iii) Monthly salary must be at least Rs. 25,000. (iv) Must not have any existing loan from the department. However, if a constable has completed 10 years of service, condition (iii) is waived. If the constable has received bravery award, condition (i) is reduced to 2 years. Constable Divya is 35 years old with 2.5 years of service, earns Rs. 28,000 per month, has no existing loan and has received a bravery award. What should be the decision?